COMMERCIAL

LOAN TYPE: AGENCY (SBA) / PORTFOLIO
POSITION: 1ST
RATE TYPE: FIXED
PAYMENT TYPE: AMORTIZING
LOAN LIMITS: $300,000 – $8 Million
INDEX: 10-Yr Interbank Swap Rate
TERMS: 3, 5, 7 and 10 Yr Fixed

ADVANTAGES:
• Purchase, refinance or cash out up to 70% LTV
• Debt service coverage financing available
• Available nationwide (excludes AL, LA and MS)
DISADVANTAGES:
• Higher Rates Apply to Higher-Risk or Cash Businesses